New York income tax calculator
An effective rate of 4.69%, with 5.5% on the next dollar. That is the 7th-largest state income tax bill on $75,000 of the 51 jurisdictions.
- Top rate
- 10.9%
- Rate on your last dollar
- 5.5%
- State taxable income
- $67,000
- Effective rate
- 4.69%
New York's income tax is graduated: 9 brackets running from 4% to 10.9%, the 3rd-highest top rate of the 51 jurisdictions. The top rate applies to a single filer's taxable income above $25,000,000. Joint filers have their own schedule, wider than the single one through the lower brackets, but the top 10.9% rate starts at the same $25,000,000 whether you file singly or jointly. Heads of household get a third schedule of their own, wider than the single one. A single filer subtracts an $8,000 standard deduction before the rates are applied.
New York 2025 tax brackets
3 distinct schedules. Rates apply to state taxable income — income after the deductions in the next table, not your gross salary.
Single
| State taxable income | Rate |
|---|---|
| $0 – $8,500 | 4% |
| $8,500 – $11,700 | 4.5% |
| $11,700 – $13,900 | 5.25% |
| $13,900 – $80,650 | 5.5% |
| $80,650 – $215,400 | 6% |
| $215,400 – $1,077,550 | 6.85% |
| $1,077,550 – $5,000,000 | 9.65% |
| $5,000,000 – $25,000,000 | 10.3% |
| $25,000,000 and above | 10.9% |
Married filing jointly
| State taxable income | Rate |
|---|---|
| $0 – $17,150 | 4% |
| $17,150 – $23,600 | 4.5% |
| $23,600 – $27,900 | 5.25% |
| $27,900 – $161,550 | 5.5% |
| $161,550 – $323,200 | 6% |
| $323,200 – $2,155,350 | 6.85% |
| $2,155,350 – $5,000,000 | 9.65% |
| $5,000,000 – $25,000,000 | 10.3% |
| $25,000,000 and above | 10.9% |
Head of household
| State taxable income | Rate |
|---|---|
| $0 – $12,800 | 4% |
| $12,800 – $17,650 | 4.5% |
| $17,650 – $20,900 | 5.25% |
| $20,900 – $107,650 | 5.5% |
| $107,650 – $269,300 | 6% |
| $269,300 – $1,616,450 | 6.85% |
| $1,616,450 – $5,000,000 | 9.65% |
| $5,000,000 – $25,000,000 | 10.3% |
| $25,000,000 and above | 10.9% |
New York deductions and exemptions
| Amount | Single | Married filing jointly | Head of household |
|---|---|---|---|
| Standard deduction | $8,000 | $16,050 | $11,200 |
Work out your own New York tax
Already set to New York and the 2026 federal schedule. Change the income, the filing status or the year and everything below updates.
Wages, interest, business income, etc. Exclude pre-tax 401(k) and HSA contributions.
Adds state income tax using that state's own rate schedule and standard deduction. Pick the last option to type a flat rate instead.
- Effective federal tax rate
- 10.23%Federal tax as a share of the income you entered.
- Marginal bracket
- 22%The rate on your next dollar of taxable income.
- State income tax
- $3,520.00From the selected state's rate schedule, or your flat rate.
- Federal + state income tax
- $11,190.00
- Income after income tax
- $63,810.00
- Taxable income
- $58,900.00
- Deduction applied
- $16,100.00
Assumptions
- Ordinary-income rate schedules only; no credits, AMT, capital-gains rates, QBI deduction or the 2025–2028 senior deduction.
- Standard deduction (plus additional amounts for 65+/blind) or your itemized figure, whichever is larger; no dependent-filer limitation.
- Married filing separately uses half the joint federal thresholds, per the IRS schedule, and the state's single-filer schedule.
- State tax uses each state's published rate schedule, standard deduction and personal exemption for the tax year shown with the results; the source URL and year for the state you pick are printed above the results, along with the simplifications made for that state.
- State figures exclude county, municipal and city income taxes, itemized deductions, retirement and capital-gains exclusions, and credits that phase out. Unlisted states fall back to the flat rate you enter.
| Taxable income | Rate | Your income in this bracket | Tax |
|---|---|---|---|
| $0 – $12,400 | 10% | $12,400 | $1,240 |
| $12,400 – $50,400 | 12% | $38,000 | $4,560 |
| $50,400 – $105,700 | 22% | $8,500 | $1,870 |
| $105,700 – $201,775 | 24% | $0 | $0 |
| $201,775 – $256,225 | 32% | $0 | $0 |
| $256,225 – $640,600 | 35% | $0 | $0 |
| Over $640,600 | 37% | $0 | $0 |
New York income tax at other incomes
| Gross income | Single | Effective | Married jointly | Effective |
|---|---|---|---|---|
| $30,000 | $1,045 | 3.48% | $558 | 1.86% |
| $50,000 | $2,145 | 4.29% | $1,535 | 3.07% |
| $75,000 | $3,520 | 4.69% | $2,910 | 3.88% |
| $100,000 | $4,952 | 4.95% | $4,285 | 4.28% |
| $150,000 | $7,952 | 5.30% | $7,035 | 4.69% |
| $250,000 | $14,178 | 5.67% | $12,897 | 5.16% |
State income tax only, filing status as shown, after New York’s own deductions. Federal tax is on top of every figure here.
How the neighbours compare
New York borders 5 other jurisdictions. Moving across a state line is the one way most people can actually change which of these schedules applies to them, so here is the same income run through each of them.
| State | Rate structure | $50,000 | $75,000 | $150,000 |
|---|---|---|---|---|
| New York | 4% – 10.9% | $2,145 | $3,520 | $7,952 |
| Connecticut | 2% – 6.99% | $1,325 | $2,550 | $6,850 |
| Massachusetts | 5% – 9% | $2,280 | $3,530 | $7,280 |
| New Jersey | 1.4% – 10.75% | $1,215 | $2,596 | $7,365 |
| Pennsylvania | Flat 3.07% | $1,535 | $2,303 | $4,605 |
| Vermont | 3.35% – 8.75% | $1,241 | $2,490 | $7,613 |
State income tax on a single filer, after each state’s own deductions. Federal tax is identical wherever you live, so the difference between these rows is the whole difference.
What these New York figures leave out
Recorded against New York in the data rather than glossed over, because they change real bills.
- New York applies a tax benefit recapture above $107,650 of adjusted gross income, phasing filers onto their top rate for all income rather than just the amount above the bracket floor. It runs through eleven separate worksheets and is not modelled, so tax above $107,650 is understated.
- Local income taxes are not included. New York City residents pay a city income tax of roughly 3.08–3.88% on top, and Yonkers levies a surcharge.
- The $1,000-per-dependent exemption is not modelled (New York has no personal exemption for the filer).
- New York had not published a 2026 schedule when this was compiled.
Frequently asked questions
▸Does New York have a state income tax?
Yes. New York has a graduated income tax with 9 brackets, from 4% up to 10.9%.
▸How much state income tax would I pay on $75,000 in New York?
About $3,520 for a single filer — an effective rate of 4.69%. That is $75,000 less $8,000 of state deductions, leaving $67,000 of taxable income taxed at 5.5% at the margin.
▸What is the top income tax rate in New York?
10.9%, the 3rd-highest among the 50 states and DC. It applies to a single filer's taxable income above $25,000,000.
▸What is the New York standard deduction?
$8,000 for a single filer and $16,050 for a couple filing jointly, for tax year 2025.
▸Are there local income taxes in New York?
Local income taxes are not included. New York City residents pay a city income tax of roughly 3.08–3.88% on top, and Yonkers levies a surcharge.
▸Are these New York figures up to date?
They are the tax year 2025 figures, taken from New York State Department of Taxation and Finance — Form IT-201-I (2025) tax rate schedules and last checked on 2026-09-09. New York had not published a 2026 schedule when this was compiled, so the 2025 one is shown rather than an estimate.
Source
New York State Department of Taxation and Finance — Form IT-201-I (2025) tax rate schedules
Tax year 2025 figures — New York had not published a 2026 schedule when this page was compiled, so the 2025 one is used rather than an estimate. Last checked against the source on 2026-09-09.
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New York income tax calculator: New York income tax on $75,000, filing single is $3,520. Source: https://www.calculateitnow.dev/new-york-income-tax-calculator