Massachusetts income tax calculator
An effective rate of 4.71%, with 5% on the next dollar. That is the 6th-largest state income tax bill on $75,000 of the 51 jurisdictions.
- Top rate
- 9%
- Rate on your last dollar
- 5%
- State taxable income
- $70,600
- Effective rate
- 4.71%
Massachusetts's income tax is graduated: 2 brackets running from 5% to 9%, the 8th-highest top rate of the 51 jurisdictions. The top rate applies to a single filer's taxable income above $1,107,750. Married couples filing jointly are taxed on exactly the same bracket widths as a single filer, so a two-earner couple hits the top rate at the same income one person would — the schedule itself carries a marriage penalty. Massachusetts has no standard deduction, so a single filer subtracts a $4,400 personal exemption instead.
Massachusetts 2026 tax brackets
Massachusetts publishes one schedule that every filing status shares. Rates apply to state taxable income — income after the deductions in the next table, not your gross salary.
Single · Married filing jointly · Head of household
| State taxable income | Rate |
|---|---|
| $0 – $1,107,750 | 5% |
| $1,107,750 and above | 9% |
Massachusetts deductions and exemptions
| Amount | Single | Married filing jointly | Head of household |
|---|---|---|---|
| Personal exemption (subtracted from income) | $4,400 | $8,800 | $6,800 |
Work out your own Massachusetts tax
Already set to Massachusetts and the 2026 federal schedule. Change the income, the filing status or the year and everything below updates.
Wages, interest, business income, etc. Exclude pre-tax 401(k) and HSA contributions.
Adds state income tax using that state's own rate schedule and standard deduction. Pick the last option to type a flat rate instead.
- Effective federal tax rate
- 10.23%Federal tax as a share of the income you entered.
- Marginal bracket
- 22%The rate on your next dollar of taxable income.
- State income tax
- $3,530.00From the selected state's rate schedule, or your flat rate.
- Federal + state income tax
- $11,200.00
- Income after income tax
- $63,800.00
- Taxable income
- $58,900.00
- Deduction applied
- $16,100.00
Assumptions
- Ordinary-income rate schedules only; no credits, AMT, capital-gains rates, QBI deduction or the 2025–2028 senior deduction.
- Standard deduction (plus additional amounts for 65+/blind) or your itemized figure, whichever is larger; no dependent-filer limitation.
- Married filing separately uses half the joint federal thresholds, per the IRS schedule, and the state's single-filer schedule.
- State tax uses each state's published rate schedule, standard deduction and personal exemption for the tax year shown with the results; the source URL and year for the state you pick are printed above the results, along with the simplifications made for that state.
- State figures exclude county, municipal and city income taxes, itemized deductions, retirement and capital-gains exclusions, and credits that phase out. Unlisted states fall back to the flat rate you enter.
| Taxable income | Rate | Your income in this bracket | Tax |
|---|---|---|---|
| $0 – $12,400 | 10% | $12,400 | $1,240 |
| $12,400 – $50,400 | 12% | $38,000 | $4,560 |
| $50,400 – $105,700 | 22% | $8,500 | $1,870 |
| $105,700 – $201,775 | 24% | $0 | $0 |
| $201,775 – $256,225 | 32% | $0 | $0 |
| $256,225 – $640,600 | 35% | $0 | $0 |
| Over $640,600 | 37% | $0 | $0 |
Massachusetts income tax at other incomes
| Gross income | Single | Effective | Married jointly | Effective |
|---|---|---|---|---|
| $30,000 | $1,280 | 4.27% | $1,060 | 3.53% |
| $50,000 | $2,280 | 4.56% | $2,060 | 4.12% |
| $75,000 | $3,530 | 4.71% | $3,310 | 4.41% |
| $100,000 | $4,780 | 4.78% | $4,560 | 4.56% |
| $150,000 | $7,280 | 4.85% | $7,060 | 4.71% |
| $250,000 | $12,280 | 4.91% | $12,060 | 4.82% |
State income tax only, filing status as shown, after Massachusetts’s own deductions. Federal tax is on top of every figure here.
How the neighbours compare
Massachusetts borders 5 other jurisdictions. Moving across a state line is the one way most people can actually change which of these schedules applies to them, so here is the same income run through each of them.
| State | Rate structure | $50,000 | $75,000 | $150,000 |
|---|---|---|---|---|
| Massachusetts | 5% – 9% | $2,280 | $3,530 | $7,280 |
| Connecticut | 2% – 6.99% | $1,325 | $2,550 | $6,850 |
| New Hampshire | No income tax | $0 | $0 | $0 |
| New York | 4% – 10.9% | $2,145 | $3,520 | $7,952 |
| Rhode Island | 3.75% – 5.99% | $1,258 | $2,196 | $5,523 |
| Vermont | 3.35% – 8.75% | $1,241 | $2,490 | $7,613 |
State income tax on a single filer, after each state’s own deductions. Federal tax is identical wherever you live, so the difference between these rows is the whole difference.
What these Massachusetts figures leave out
Recorded against Massachusetts in the data rather than glossed over, because they change real bills.
- The 9% top bracket is Massachusetts's 5% rate plus the 4% surtax on income above $1,107,750 for tax year 2026. The threshold is per return, not per filer.
- Massachusetts has no standard deduction; the only subtraction modelled is the personal exemption.
- Short-term capital gains (8.5%) and collectibles (12%) are taxed at their own rates, not the 5% shown.
- Excludes the paid family and medical leave payroll tax withheld from wages.
Frequently asked questions
▸Does Massachusetts have a state income tax?
Yes. Massachusetts has a graduated income tax with 2 brackets, from 5% up to 9%.
▸How much state income tax would I pay on $75,000 in Massachusetts?
About $3,530 for a single filer — an effective rate of 4.71%. That is $75,000 less $4,400 of state deductions, leaving $70,600 of taxable income taxed at 5% at the margin.
▸What is the top income tax rate in Massachusetts?
9%, the 8th-highest among the 50 states and DC. It applies to a single filer's taxable income above $1,107,750.
▸What is the Massachusetts standard deduction?
Massachusetts has no standard deduction. It allows a $4,400 personal exemption per filer instead, subtracted from income before the rates apply.
Source
Massachusetts Department of Revenue — Massachusetts tax rates and personal income tax exemptions
Tax year 2026 figures, last checked against the source on 2026-09-09.
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Massachusetts income tax calculator: Massachusetts income tax on $75,000, filing single is $3,530. Source: https://www.calculateitnow.dev/massachusetts-income-tax-calculator