Minnesota paycheck calculator
On a $78,000 salary filing single — $3,781 a year, 4.85% of gross pay, before federal withholding and FICA.
- Top rate
- 9.85%
- Rate on your last dollar
- 6.8%
- State taxable income
- $62,700
- Tax for the year
- $3,781
Minnesota's income tax is graduated: 4 brackets running from 5.35% to 9.85%, the 7th-highest top rate of the 51 jurisdictions. The top rate applies to a single filer's taxable income above $203,150. Joint filers have their own schedule, and it is not simply doubled: the top rate starts at $337,930 for a couple against $203,150 for a single filer. Heads of household get a third schedule of their own, wider than the single one. A single filer subtracts a $15,300 standard deduction before the rates are applied.
Minnesota 2026 tax brackets
3 distinct schedules. Rates apply to state taxable income — income after the deductions in the next table, not your gross salary.
Single
| State taxable income | Rate |
|---|---|
| $0 – $33,310 | 5.35% |
| $33,310 – $109,430 | 6.8% |
| $109,430 – $203,150 | 7.85% |
| $203,150 and above | 9.85% |
Married filing jointly
| State taxable income | Rate |
|---|---|
| $0 – $48,700 | 5.35% |
| $48,700 – $193,480 | 6.8% |
| $193,480 – $337,930 | 7.85% |
| $337,930 and above | 9.85% |
Head of household
| State taxable income | Rate |
|---|---|
| $0 – $41,010 | 5.35% |
| $41,010 – $164,800 | 6.8% |
| $164,800 – $270,060 | 7.85% |
| $270,060 and above | 9.85% |
Minnesota deductions and exemptions
| Amount | Single | Married filing jointly | Head of household |
|---|---|---|---|
| Standard deduction | $15,300 | $30,600 | $23,000 |
Work out your own Minnesota paycheck
Already set to Minnesota, filing single, paid every two weeks, with no 401(k) or health premium so the tax lines stand alone. Change any of it.
Before any deductions. Use the salary calculator to convert an annual figure.
Traditional (pre-tax) deferrals reduce income-tax withholding but not Social Security or Medicare.
Pre-tax (Section 125) premiums, which reduce both income tax and FICA wages.
Uses that state's own rate schedule and standard deduction on your annualized wages. Pick the last option to type a flat rate instead.
Only used when State is set to “Not listed”. A flat estimate applied to taxable wages.
- Annual take-home pay
- $59,922
- Federal income tax withheld
- $320.38
- Social Security (6.2%)
- $186.00
- Medicare (1.45%)
- $43.50
- State income tax
- $145.41From the selected state's rate schedule, or your flat rate.
- Pre-tax deductions (401(k) + health)
- $0.00
- Total taxes as % of gross
- 23.2%
Assumptions
- 2026 Publication 15-T percentage-method tables (automated payroll systems) with a 2020-or-later Form W-4 and no Step 4(a)/4(b) entries.
- Social Security at 6.2% up to the 2026 wage base of $184,500 and Medicare at 1.45% plus 0.9% over $200,000 (IRS Topic 560), both averaged evenly across the year.
- State tax uses each state's published rate schedule, standard deduction and personal exemption for the tax year shown with the results — annualized, then divided by your pay periods rather than run through that state's own withholding formula. The source URL, year and per-state simplifications are printed above the results.
- No local or city income taxes, state disability insurance, HSA/FSA deductions or supplemental-wage withholding. A state that isn't listed falls back to the flat rate you enter.
- Take-home$2,30577%
- Federal income tax$32011%
- Social Security$1866%
- Medicare$441%
- State tax$1455%
| Item | Per two weeks | Annual |
|---|---|---|
| Gross pay | $3,000.00 | $78,000 |
| 401(k) (pre-tax) | -$0.00 | -$0 |
| Health premium (pre-tax) | -$0.00 | -$0 |
| Federal income tax | -$320.38 | -$8,330 |
| Social Security | -$186.00 | -$4,836 |
| Medicare | -$43.50 | -$1,131 |
| State income tax | -$145.41 | -$3,781 |
| Take-home pay | $2,304.71 | $59,922 |
Take-home pay in Minnesota by salary
| Salary | Gross / paycheck | Federal | FICA | Minnesota | Take-home |
|---|---|---|---|---|---|
| $40,000 | $1,538.46 | $100.77 | $117.69 | $50.83 | $1,269.18 |
| $60,000 | $2,307.69 | $193.08 | $176.54 | $98.33 | $1,839.75 |
| $78,000 | $3,000.00 | $320.38 | $229.50 | $145.41 | $2,304.71 |
| $100,000 | $3,846.15 | $506.54 | $294.23 | $202.95 | $2,842.44 |
| $150,000 | $5,769.23 | $951.31 | $441.35 | $343.92 | $4,032.66 |
| $250,000 | $9,615.38 | $1,973.23 | $596.69 | $670.11 | $6,375.35 |
Per biweekly paycheck, filing single, no 401(k) and no pre-tax premiums. Minnesota tax is the annual liability from its 2026 schedule spread evenly across 26 paychecks.
How the neighbours compare
Minnesota borders 4 other jurisdictions. Moving across a state line is the one way most people can actually change which of these schedules applies to them, so here is the same income run through each of them.
| State | Rate structure | Per paycheck | A year |
|---|---|---|---|
| Minnesota | 5.35% – 9.85% | $145.41 | $3,781 |
| Iowa | Flat 3.8% | $88.93 | $2,312 |
| North Dakota | 0% – 2.5% | $9.24 | $240 |
| South Dakota | No income tax | $0.00 | $0 |
| Wisconsin | 3.5% – 7.65% | $120.06 | $3,122 |
State income tax on a single filer, after each state’s own deductions. Federal tax is identical wherever you live, so the difference between these rows is the whole difference.
What these Minnesota figures leave out
Recorded against Minnesota in the data rather than glossed over, because they change real bills.
- Minnesota's standard deduction is reduced for filers with federal AGI above $244,400, on a two-part formula that is not modelled.
- A 1% surtax applies to net investment income above $1 million; not modelled.
- The $5,300-per-dependent exemption, which itself phases out at high incomes, is not modelled.
Frequently asked questions
▸Does Minnesota withhold state income tax from your paycheck?
Yes. On a $78,000 salary paid every two weeks, roughly $145.41 a paycheck goes to Minnesota income tax — about $3,781 over a year — on top of federal withholding and FICA.
▸What is taken out of a paycheck in Minnesota?
Federal income tax withheld under the IRS Publication 15-T tables, Social Security at 6.2% up to the annual wage base, and Medicare at 1.45%, plus Minnesota income tax from its 2026 schedule. Pre-tax 401(k) and health premiums come out before the income-tax lines are worked out.
▸How is Minnesota withholding calculated here?
Your pay is annualised, run through Minnesota's 2026 schedule — 4 brackets from 5.35% to 9.85% — with its own standard deduction, and the resulting annual liability is spread evenly over your pay periods. That is the annual tax you actually owe; a real Minnesota withholding table can differ by a few dollars a period and squares up when you file.
Source
Minnesota Department of Revenue — Minnesota income tax rates and brackets
Tax year 2026 figures, last checked against the source on 2026-09-09.
Keep going
Put this calculator on your own site
A working Minnesota paycheck calculator, free for any site, with no ads and no sign-up. It stays current as the state’s schedules are updated here.
Paste this anywhere. It works on any site, carries no ads, never expires, and always shows the current version.
Minnesota Paycheck Calculator by CalculateItNow
The page's own title. The clearest description of what the link leads to.
The credit line sits outside the widget on purpose, so it is a real link on your page rather than one buried in a frame. Please keep it — it is what pays for CalculateItNow staying free and ad-free. The script only resizes the widget to fit its contents; drop it and the widget still works.
Minnesota paycheck calculator: Minnesota tax withheld per biweekly paycheck is $145.41. Source: https://www.calculateitnow.dev/minnesota-paycheck-calculator