Utah paycheck calculator
On a $78,000 salary filing single — $3,342 a year, 4.28% of gross pay, before federal withholding and FICA.
- Top rate
- 4.5%
- Rate on your last dollar
- 4.5%
- State taxable income
- $78,000
- Tax for the year
- $3,342
Utah taxes every dollar of state taxable income at a single rate of 4.5% — the 29th-highest top rate of the 51 jurisdictions. Utah allows nothing against income, but a $945 personal exemption comes off the tax itself, tapering away entirely by $90,906. Because the rate itself never changes, the effective rate moves only as those fixed dollar amounts shrink against a bigger salary — 2.85% on $40,000, rising to 4.5% on $150,000.
Utah 2025 tax rate
One rate, applied to state taxable income after the deductions below.
Single · Married filing jointly · Head of household
| State taxable income | Rate |
|---|---|
| All state taxable income | 4.5% |
Utah deductions and exemptions
| Amount | Single | Married filing jointly | Head of household |
|---|---|---|---|
| Personal exemption (credit against the tax)Falls by $1.30 for every $100 of income above $18,213 (single), reaching zero at $90,906. | $945 | $1,890 | $1,418 |
Work out your own Utah paycheck
Already set to Utah, filing single, paid every two weeks, with no 401(k) or health premium so the tax lines stand alone. Change any of it.
Before any deductions. Use the salary calculator to convert an annual figure.
Traditional (pre-tax) deferrals reduce income-tax withholding but not Social Security or Medicare.
Pre-tax (Section 125) premiums, which reduce both income tax and FICA wages.
Uses that state's own rate schedule and standard deduction on your annualized wages. Pick the last option to type a flat rate instead.
Only used when State is set to “Not listed”. A flat estimate applied to taxable wages.
- Annual take-home pay
- $60,361
- Federal income tax withheld
- $320.38
- Social Security (6.2%)
- $186.00
- Medicare (1.45%)
- $43.50
- State income tax
- $128.55From the selected state's rate schedule, or your flat rate.
- Pre-tax deductions (401(k) + health)
- $0.00
- Total taxes as % of gross
- 22.6%
Assumptions
- 2026 Publication 15-T percentage-method tables (automated payroll systems) with a 2020-or-later Form W-4 and no Step 4(a)/4(b) entries.
- Social Security at 6.2% up to the 2026 wage base of $184,500 and Medicare at 1.45% plus 0.9% over $200,000 (IRS Topic 560), both averaged evenly across the year.
- State tax uses each state's published rate schedule, standard deduction and personal exemption for the tax year shown with the results — annualized, then divided by your pay periods rather than run through that state's own withholding formula. The source URL, year and per-state simplifications are printed above the results.
- No local or city income taxes, state disability insurance, HSA/FSA deductions or supplemental-wage withholding. A state that isn't listed falls back to the flat rate you enter.
- Take-home$2,32277%
- Federal income tax$32011%
- Social Security$1866%
- Medicare$441%
- State tax$1294%
| Item | Per two weeks | Annual |
|---|---|---|
| Gross pay | $3,000.00 | $78,000 |
| 401(k) (pre-tax) | -$0.00 | -$0 |
| Health premium (pre-tax) | -$0.00 | -$0 |
| Federal income tax | -$320.38 | -$8,330 |
| Social Security | -$186.00 | -$4,836 |
| Medicare | -$43.50 | -$1,131 |
| State income tax | -$128.55 | -$3,342 |
| Take-home pay | $2,321.57 | $60,361 |
Take-home pay in Utah by salary
| Salary | Gross / paycheck | Federal | FICA | Utah | Take-home |
|---|---|---|---|---|---|
| $40,000 | $1,538.46 | $100.77 | $117.69 | $43.78 | $1,276.22 |
| $60,000 | $2,307.69 | $193.08 | $176.54 | $88.39 | $1,849.68 |
| $78,000 | $3,000.00 | $320.38 | $229.50 | $128.55 | $2,321.57 |
| $100,000 | $3,846.15 | $506.54 | $294.23 | $173.08 | $2,872.31 |
| $150,000 | $5,769.23 | $951.31 | $441.35 | $259.62 | $4,116.96 |
| $250,000 | $9,615.38 | $1,973.23 | $596.69 | $432.69 | $6,612.77 |
Per biweekly paycheck, filing single, no 401(k) and no pre-tax premiums. Utah tax is the annual liability from its 2025 schedule spread evenly across 26 paychecks.
How the neighbours compare
Utah borders 6 other jurisdictions. Moving across a state line is the one way most people can actually change which of these schedules applies to them, so here is the same income run through each of them.
| State | Rate structure | Per paycheck | A year |
|---|---|---|---|
| Utah | Flat 4.5% | $128.55 | $3,342 |
| Arizona | Flat 2.5% | $59.86 | $1,556 |
| Colorado | Flat 4.4% | $104.75 | $2,724 |
| Idaho | 0% – 5.3% | $117.09 | $3,044 |
| Nevada | No income tax | $0.00 | $0 |
| New Mexico | 1.5% – 5.9% | $96.80 | $2,517 |
| Wyoming | No income tax | $0.00 | $0 |
State income tax on a single filer, after each state’s own deductions. Federal tax is identical wherever you live, so the difference between these rows is the whole difference.
What these Utah figures leave out
Recorded against Utah in the data rather than glossed over, because they change real bills.
- Utah has no standard deduction. Instead it grants a taxpayer tax credit of 6% of the filer's federal standard or itemised deduction, reduced by 1.3 cents per dollar of income above $18,213 (single), $36,426 (joint) or $27,320 (head of household). The credit modelled here is 6% of the 2025 federal standard deduction — $945, $1,890 and $1,417.50 — with that phase-out applied.
- The credit is larger for filers who itemise, and the $2,111-per-dependent exemption is not modelled, so Utah tax may be overstated for those filers.
Frequently asked questions
▸Does Utah withhold state income tax from your paycheck?
Yes. On a $78,000 salary paid every two weeks, roughly $128.55 a paycheck goes to Utah income tax — about $3,342 over a year — on top of federal withholding and FICA.
▸What is taken out of a paycheck in Utah?
Federal income tax withheld under the IRS Publication 15-T tables, Social Security at 6.2% up to the annual wage base, and Medicare at 1.45%, plus Utah income tax from its 2025 schedule. Pre-tax 401(k) and health premiums come out before the income-tax lines are worked out.
▸How is Utah withholding calculated here?
Your pay is annualised, run through Utah's 2025 schedule — a flat 4.5% — with its own exemptions, and the resulting annual liability is spread evenly over your pay periods. That is the annual tax you actually owe; a real Utah withholding table can differ by a few dollars a period and squares up when you file.
▸Are these Utah figures up to date?
They are the tax year 2025 figures, taken from Utah State Tax Commission — Tax rates and the taxpayer tax credit and last checked on 2026-09-09. Utah had not published a 2026 schedule when this was compiled, so the 2025 one is shown rather than an estimate.
Source
Utah State Tax Commission — Tax rates and the taxpayer tax credit
Tax year 2025 figures — Utah had not published a 2026 schedule when this page was compiled, so the 2025 one is used rather than an estimate. Last checked against the source on 2026-09-09.
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Utah paycheck calculator: Utah tax withheld per biweekly paycheck is $128.55. Source: https://www.calculateitnow.dev/utah-paycheck-calculator