Maine paycheck calculator
On a $78,000 salary filing single — $3,587 a year, 4.6% of gross pay, before federal withholding and FICA.
- Top rate
- 7.15%
- Rate on your last dollar
- 6.75%
- State taxable income
- $57,000
- Tax for the year
- $3,587
Maine's income tax is graduated: 3 brackets running from 5.8% to 7.15%, the 11th-highest top rate of the 51 jurisdictions. The top rate applies to a single filer's taxable income above $64,850. Joint filers have their own schedule, and it is not simply doubled: the top rate starts at $129,750 for a couple against $64,850 for a single filer. Heads of household get a third schedule of their own, wider than the single one. A single filer subtracts a $15,700 standard deduction and a $5,300 personal exemption before the rates are applied.
Maine 2026 tax brackets
3 distinct schedules. Rates apply to state taxable income — income after the deductions in the next table, not your gross salary.
Single
| State taxable income | Rate |
|---|---|
| $0 – $27,400 | 5.8% |
| $27,400 – $64,850 | 6.75% |
| $64,850 and above | 7.15% |
Married filing jointly
| State taxable income | Rate |
|---|---|
| $0 – $54,850 | 5.8% |
| $54,850 – $129,750 | 6.75% |
| $129,750 and above | 7.15% |
Head of household
| State taxable income | Rate |
|---|---|
| $0 – $41,100 | 5.8% |
| $41,100 – $97,300 | 6.75% |
| $97,300 and above | 7.15% |
Maine deductions and exemptions
| Amount | Single | Married filing jointly | Head of household |
|---|---|---|---|
| Standard deduction | $15,700 | $31,400 | $23,550 |
| Personal exemption (subtracted from income) | $5,300 | $10,600 | $5,300 |
Work out your own Maine paycheck
Already set to Maine, filing single, paid every two weeks, with no 401(k) or health premium so the tax lines stand alone. Change any of it.
Before any deductions. Use the salary calculator to convert an annual figure.
Traditional (pre-tax) deferrals reduce income-tax withholding but not Social Security or Medicare.
Pre-tax (Section 125) premiums, which reduce both income tax and FICA wages.
Uses that state's own rate schedule and standard deduction on your annualized wages. Pick the last option to type a flat rate instead.
Only used when State is set to “Not listed”. A flat estimate applied to taxable wages.
- Annual take-home pay
- $60,116
- Federal income tax withheld
- $320.38
- Social Security (6.2%)
- $186.00
- Medicare (1.45%)
- $43.50
- State income tax
- $137.97From the selected state's rate schedule, or your flat rate.
- Pre-tax deductions (401(k) + health)
- $0.00
- Total taxes as % of gross
- 22.9%
Assumptions
- 2026 Publication 15-T percentage-method tables (automated payroll systems) with a 2020-or-later Form W-4 and no Step 4(a)/4(b) entries.
- Social Security at 6.2% up to the 2026 wage base of $184,500 and Medicare at 1.45% plus 0.9% over $200,000 (IRS Topic 560), both averaged evenly across the year.
- State tax uses each state's published rate schedule, standard deduction and personal exemption for the tax year shown with the results — annualized, then divided by your pay periods rather than run through that state's own withholding formula. The source URL, year and per-state simplifications are printed above the results.
- No local or city income taxes, state disability insurance, HSA/FSA deductions or supplemental-wage withholding. A state that isn't listed falls back to the flat rate you enter.
- Take-home$2,31277%
- Federal income tax$32011%
- Social Security$1866%
- Medicare$441%
- State tax$1385%
| Item | Per two weeks | Annual |
|---|---|---|
| Gross pay | $3,000.00 | $78,000 |
| 401(k) (pre-tax) | -$0.00 | -$0 |
| Health premium (pre-tax) | -$0.00 | -$0 |
| Federal income tax | -$320.38 | -$8,330 |
| Social Security | -$186.00 | -$4,836 |
| Medicare | -$43.50 | -$1,131 |
| State income tax | -$137.97 | -$3,587 |
| Take-home pay | $2,312.15 | $60,116 |
Take-home pay in Maine by salary
| Salary | Gross / paycheck | Federal | FICA | Maine | Take-home |
|---|---|---|---|---|---|
| $40,000 | $1,538.46 | $100.77 | $117.69 | $42.38 | $1,277.62 |
| $60,000 | $2,307.69 | $193.08 | $176.54 | $91.24 | $1,846.84 |
| $78,000 | $3,000.00 | $320.38 | $229.50 | $137.97 | $2,312.15 |
| $100,000 | $3,846.15 | $506.54 | $294.23 | $197.26 | $2,848.12 |
| $150,000 | $5,769.23 | $951.31 | $441.35 | $334.76 | $4,041.82 |
| $250,000 | $9,615.38 | $1,973.23 | $596.69 | $609.76 | $6,435.70 |
Per biweekly paycheck, filing single, no 401(k) and no pre-tax premiums. Maine tax is the annual liability from its 2026 schedule spread evenly across 26 paychecks.
How the neighbours compare
Maine borders 1 other jurisdiction. Moving across a state line is the one way most people can actually change which of these schedules applies to them, so here is the same income run through each of them.
| State | Rate structure | Per paycheck | A year |
|---|---|---|---|
| Maine | 5.8% – 7.15% | $137.97 | $3,587 |
| New Hampshire | No income tax | $0.00 | $0 |
State income tax on a single filer, after each state’s own deductions. Federal tax is identical wherever you live, so the difference between these rows is the whole difference.
What these Maine figures leave out
Recorded against Maine in the data rather than glossed over, because they change real bills.
- From 2026 Maine adds a 2% surcharge on taxable income above $1,000,000 (single) or $1,500,000 (joint and head of household), which is not modelled.
- Maine's personal exemption phases out at very high incomes; the full amount is applied here.
Frequently asked questions
▸Does Maine withhold state income tax from your paycheck?
Yes. On a $78,000 salary paid every two weeks, roughly $137.97 a paycheck goes to Maine income tax — about $3,587 over a year — on top of federal withholding and FICA.
▸What is taken out of a paycheck in Maine?
Federal income tax withheld under the IRS Publication 15-T tables, Social Security at 6.2% up to the annual wage base, and Medicare at 1.45%, plus Maine income tax from its 2026 schedule. Pre-tax 401(k) and health premiums come out before the income-tax lines are worked out.
▸How is Maine withholding calculated here?
Your pay is annualised, run through Maine's 2026 schedule — 3 brackets from 5.8% to 7.15% — with its own standard deduction, and the resulting annual liability is spread evenly over your pay periods. That is the annual tax you actually owe; a real Maine withholding table can differ by a few dollars a period and squares up when you file.
Source
Maine Revenue Services — 2026 Individual Income Tax Rate Schedules
Tax year 2026 figures, last checked against the source on 2026-09-09.
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Maine paycheck calculator: Maine tax withheld per biweekly paycheck is $137.97. Source: https://www.calculateitnow.dev/maine-paycheck-calculator