Currency Converter
Convert between 31 currencies at the European Central Bank's daily reference rates, with the exact rate, the inverse, and every currency listed at once.
Rates are the European Central Bank reference rates for 2026-09-10.
Currency Converter: with the default inputs, converted amount is 86.09 EUR.
How much you want to convert.
- Exchange rate
- 1 USD = 0.86088 EURWhat one unit of the source currency buys.
- Inverse rate
- 1 EUR = 1.1616 USD
Assumptions
- Rates are the ECB's daily reference rates, not a dealing rate you can transact at.
- Banks and card networks add a spread, typically 0.5–3%, plus any fixed fee.
- No rates are published on weekends or ECB holidays; the most recent working day is shown.
| Currency | Name | Amount |
|---|---|---|
| EUR | Euro | 86.09 |
| GBP | British Pound | 73.96 |
| JPY | Japanese Yen | 15,418 |
| AUD | Australian Dollar | 139.18 |
| CAD | Canadian Dollar | 138.16 |
| CHF | Swiss Franc | 81.2 |
| CNY | Chinese Yuan | 670.63 |
| INR | Indian Rupee | 9,544 |
| MXN | Mexican Peso | 1,694.35 |
| BRL | Brazilian Real | 512.47 |
| ZAR | South African Rand | 1,614.66 |
| SEK | Swedish Krona | 964.14 |
European Central Bank reference rates for 2026-09-10.
How this is worked out
The formula
converted = amount × (rate_to ÷ rate_from) Rates are quoted against a single base, so converting between two other currencies divides one by the other — a cross rate.
Open How it’s calculated above to see this worked through with your own numbers.
What you enter
- Amount
- How much you want to convert.0 or more · defaults to 100
- From
- Choose one of 31 options.USD — US Dollar · EUR — Euro · GBP — British Pound · JPY — Japanese Yen · AUD — Australian Dollar · CAD — Canadian Dollar · CHF — Swiss Franc · CNY — Chinese Yuan · INR — Indian Rupee · MXN — Mexican Peso · BRL — Brazilian Real · ZAR — South African Rand · SEK — Swedish Krona · NOK — Norwegian Krone · DKK — Danish Krone · PLN — Polish Zloty · CZK — Czech Koruna · HUF — Hungarian Forint · RON — Romanian Leu · BGN — Bulgarian Lev · TRY — Turkish Lira · ILS — Israeli Shekel · KRW — South Korean Won · SGD — Singapore Dollar · HKD — Hong Kong Dollar · NZD — New Zealand Dollar · THB — Thai Baht · MYR — Malaysian Ringgit · IDR — Indonesian Rupiah · PHP — Philippine Peso · ISK — Icelandic Krona
- To
- Choose one of 31 options.USD — US Dollar · EUR — Euro · GBP — British Pound · JPY — Japanese Yen · AUD — Australian Dollar · CAD — Canadian Dollar · CHF — Swiss Franc · CNY — Chinese Yuan · INR — Indian Rupee · MXN — Mexican Peso · BRL — Brazilian Real · ZAR — South African Rand · SEK — Swedish Krona · NOK — Norwegian Krone · DKK — Danish Krone · PLN — Polish Zloty · CZK — Czech Koruna · HUF — Hungarian Forint · RON — Romanian Leu · BGN — Bulgarian Lev · TRY — Turkish Lira · ILS — Israeli Shekel · KRW — South Korean Won · SGD — Singapore Dollar · HKD — Hong Kong Dollar · NZD — New Zealand Dollar · THB — Thai Baht · MYR — Malaysian Ringgit · IDR — Indonesian Rupiah · PHP — Philippine Peso · ISK — Icelandic Krona
What you get back
- Converted amountmain answer
- Exchange rate
- What one unit of the source currency buys.
- Inverse rate
What this assumes
- Rates are the ECB's daily reference rates, not a dealing rate you can transact at.
- Banks and card networks add a spread, typically 0.5–3%, plus any fixed fee.
- No rates are published on weekends or ECB holidays; the most recent working day is shown.
About this calculator
This converter uses the European Central Bank's daily reference rates, the benchmark most institutions quote against. The ECB publishes them each working day at around 16:00 Central European Time, so the figure you see is the most recent published rate rather than a live dealing price. The page always states which day's rates it is using.
What the rate does and does not include
A reference rate is a mid-market rate: the midpoint between what buyers and sellers are quoting. It is the honest answer to "what is this money worth", but it is not what you will be charged. Banks, card networks and bureaux add a spread, usually between 0.5% and 3%, and often a fixed fee on top. Airport desks are worse. Use this number to judge whether an offer is fair, not to predict the exact amount that lands in your account.
Cross rates
The ECB quotes every currency against the euro. Converting Japanese yen to Canadian dollars therefore divides one quote by the other, which is what the working above shows. That is exactly how the market derives a cross rate, and any tiny discrepancy against a broker's quote is their spread, not an error here.
Weekends and holidays
No rates are published on weekends or ECB holidays, so a Saturday visit shows Friday's rates. That is the correct behaviour: there is no official rate for a day the market did not set one.
Frequently asked questions
▸Where do these exchange rates come from?
The European Central Bank's daily euro foreign exchange reference rates, published each working day at around 16:00 CET. The page states the date of the rates it is showing.
▸Why is the rate different from my bank's?
Reference rates are mid-market: the midpoint of the buying and selling price. Banks and card networks add a margin, commonly 0.5% to 3%, and sometimes a flat fee. The difference you see is that margin.
▸Are these rates live?
They are the most recent published daily rates, refreshed hourly. They are not tick-by-tick market prices; no free source gives those, and for everyday questions the daily reference rate is the number institutions actually quote against.
▸Why do rates not change at the weekend?
The ECB only publishes on working days, so Saturday and Sunday show Friday's rates. There is no official rate for a day the market did not set one.
▸How do I convert between two non-dollar currencies?
Pick them both; the calculator divides one rate by the other to get the cross rate, and the working shows each step.
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